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    • Introduction
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  • Basics
    • Preliminary
    • A: Architecture Vision
      • Views and Viewpoints
    • B: Business Architecture
    • C: Data Architecture
    • C: Application Architecture
    • D: Technology Architecture
    • E: Opportunities and Solutions
    • F: Migration Planning
      • Multi-Cloud Migration
    • G: Implementation Governance
      • Multi-Cloud Governance
    • H: Architecture Change Management
    • Requirements Management
    • Case Studies
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    • Assessment Level 1
      • Preliminary
      • Phase A
      • Phase B
      • Phase C
      • Phase D
      • Phase E
      • Phase F
      • Phase G
      • Phase H
      • Requirements Management
    • Assessment Level 2
      • Set A
  • Practice
    • Test 1 P1 1-10
    • Test 1 P2 1-2
    • TEST 3 P 01-10
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On this page
  • A: Architecture Views and Viewpoints in TOGAF
  • What Are Views and Viewpoints in TOGAF?
  • Why Use Views and Viewpoints?
  • TOGAF’s 4 Main Architecture Views (Example: Online Banking System)
  • Example: Online Banking System
  • Conclusion
  • Case Study:
  • TOGAF Views & Viewpoints in a Digital Banking Transformation
  • πŸ“Œ Business Scenario
  • πŸ“Œ TOGAF Views & Viewpoints in Action
  • πŸ“Œ Step 1: Business View – Customer Banking Experience
  • πŸ“Œ Step 2: Application View – Banking App & Backend Integration
  • πŸ“Œ Step 3: Data View – Secure Transactions & Compliance
  • πŸ“Œ Step 4: Technology View – Cloud Deployment
  • πŸ“Œ Final Outcome
  • Extending the Case Study:
  • TOGAF Governance Model in Digital Banking Transformation
  • πŸ“Œ Why Governance Matters in Enterprise Architecture?
  • πŸ“Œ TOGAF Governance Model for Digital Banking
  • πŸ“Œ Step 1: Establishing an EA Governance Framework
  • πŸ“Œ Step 2: Implementing Governance Through TOGAF’s ADM Phases
  • πŸ“Œ Step 3: Governance in Action – Cloud Migration Approval
  • πŸ“Œ Step 4: Monitoring & Continuous Improvement
  • πŸ“Œ Final Takeaways
  • Extending the Case Study:
  • Risk Management in TOGAF Governance Model
  • πŸ“Œ Why Risk Management is Critical in EA Governance?
  • πŸ“Œ Step 1: Identifying Key Risks in Digital Banking Transformation
  • πŸ“Œ Step 2: Implementing TOGAF Risk Management Framework
  • πŸ“Œ Step 3: Risk Mitigation Strategies in Digital Banking
  • πŸ“Œ Step 4: Real-Time Risk Monitoring & Response
  • πŸ“Œ Step 5: Risk Governance Workflow in TOGAF
  • πŸ“Œ Final Takeaways
  • 1️⃣ Business Architecture (Why & What?)
  • 2️⃣ Data Architecture (How is Data Managed?)
  • 3️⃣ Application Architecture (How do apps interact?)
  • 4️⃣ Technology Architecture (What infra powers the solution?)
  • πŸ“Œ Key Takeaways
  1. Basics
  2. A: Architecture Vision

Views and Viewpoints

A: Architecture Views and Viewpoints in TOGAF

What Are Views and Viewpoints in TOGAF?

  • Viewpoint: A template or perspective defining how to create an architecture view.

  • View: A specific representation of the architecture created using a viewpoint.

πŸ‘‰ Analogy: Think of a blueprint for a building:

  • A viewpoint is like an architect's template (e.g., floor plan, electrical layout, plumbing).

  • A view is the actual diagram created for a specific stakeholder.


Why Use Views and Viewpoints?

  • Different stakeholders (CIO, developer, security team) have different concerns.

  • Views help communicate architecture clearly and effectively.

  • Viewpoints standardize the way views are created.


TOGAF’s 4 Main Architecture Views (Example: Online Banking System)

View

Stakeholder

Example Concern

Example Representation

Business View

Business Managers

How does the system support users?

Business Process Model (BPMN)

Application View

Developers

How do apps interact?

Application Component Diagram

Data View

Data Architects

How is data structured?

ER Diagram (Entity-Relationship)

Technology View

IT Operations

What infrastructure supports the system?

Deployment Diagram (Cloud, Servers)


Example: Online Banking System

1️⃣ Business Viewpoint & View (For Business Team)

  • Concern: How users interact with banking services.

  • View: A process model showing user interactions like login, fund transfer, etc.

2️⃣ Application Viewpoint & View (For Developers)

  • Concern: How different applications (Mobile App, Web App, Backend) communicate.

  • View: An architecture diagram showing API calls and interactions.

3️⃣ Data Viewpoint & View (For Data Architects)

  • Concern: What data is stored and how it’s structured.

  • View: An ER diagram showing Customer, Accounts, Transactions tables.

4️⃣ Technology Viewpoint & View (For IT Team)

  • Concern: What infrastructure supports the system.

  • View: A deployment diagram showing AWS, Azure, Kubernetes, and network components.


Conclusion

βœ… Viewpoints provide reusable templates for different architecture concerns. βœ… Views help communicate the architecture to stakeholders clearly. βœ… TOGAF ensures structured, consistent architecture documentation across the enterprise.

B: Architectural Landscape & Levels in TOGAF

In TOGAF (The Open Group Architecture Framework), an Architectural Landscape refers to the overall structure, state, and evolution of an organization’s enterprise architecture. It provides a holistic view of the different components of architecture and how they evolve over time.

TOGAF defines Architecture Levels to manage complexity by structuring architecture into distinct layers.


Architectural Landscape in TOGAF: The Architectural Landscape describes the current, target, and transition architectures across different domains (Business, Data, Application, and Technology).

Three Types of Architecture Landscapes

Landscape Type

Description

Example

Strategic Architecture

High-level long-term vision of EA (Enterprise Architecture). Guides investment decisions.

A 5-year IT modernization plan for digital transformation.

Segment Architecture

A subset of EA focused on specific business functions or domains.

A banking institution focusing on cloud migration for its retail banking segment.

Capability Architecture

Detailed architecture defining capabilities required to support specific business needs.

Setting up an AI-powered fraud detection system using AWS & Azure services.

βœ… Example: In a multi-cloud banking system, the Strategic Architecture defines cloud adoption; the Segment Architecture focuses on customer service transformation; and the Capability Architecture details Kubernetes-based deployments.


Architecture Levels in TOGAF: TOGAF divides enterprise architecture into four levels, each focusing on different aspects of the organization:

Architecture Level

Purpose

Example

Business Architecture

Defines business strategy, processes, and governance.

Digital banking workflows & regulatory compliance.

Data Architecture

Structures, stores, and governs data across the organization.

Centralized data lake for AI-driven fraud detection.

Application Architecture

Defines the structure & interaction of applications to support business functions.

Microservices-based online banking platform using Kubernetes.

Technology Architecture

Defines IT infrastructure, cloud, security, and networking.

Multi-cloud deployment using AWS, Azure, and GCP.

βœ… Example: In a cloud-native digital bank:

  • Business Architecture β†’ Defines customer onboarding & transaction workflows

  • Data Architecture β†’ Establishes a data lake on AWS for real-time analytics

  • Application Architecture β†’ Uses microservices for fraud detection & payments

  • Technology Architecture β†’ Implements multi-cloud (AWS, Azure, GCP) with security policies


πŸ“Œ Summary

βœ… Architectural Landscape = The big picture of enterprise architecture (Strategic, Segment, Capability). βœ… Architecture Levels = Layers that define business, data, applications, and technology.

Case Study:

TOGAF Views & Viewpoints in a Digital Banking Transformation

πŸ“Œ Business Scenario

A leading bank is undergoing digital transformation to modernize its online banking system. The goal is to: βœ… Enhance customer experience with a new mobile app βœ… Improve backend performance and scalability βœ… Migrate legacy systems to the cloud βœ… Ensure security and compliance with regulations

To achieve this, the bank adopts TOGAF's Architecture Development Method (ADM) and defines views & viewpoints for different stakeholders.


πŸ“Œ TOGAF Views & Viewpoints in Action

Viewpoint

Stakeholder

Concern

View (Example Representation)

Business Viewpoint

CEO, Business Managers

Customer journeys, banking operations

Business Process Model (BPMN)

Application Viewpoint

Solution Architects, Dev Teams

How applications interact, API design

Application Component Diagram

Data Viewpoint

Data Architects, Compliance

Data privacy, structure, and flows

Entity-Relationship (ER) Diagram

Technology Viewpoint

IT Ops, Cloud Engineers

Cloud infrastructure, scalability

Cloud Deployment Architecture


πŸ“Œ Step 1: Business View – Customer Banking Experience

πŸ”Ή Business Viewpoint (For Business Leaders)

  • Concern: How will the new system improve customer engagement?

  • View: A Business Process Flow Diagram showing how a customer interacts with the banking app.

Example: πŸ”Ή Customer logs in β†’ Views balance β†’ Transfers money β†’ Receives confirmation

πŸ–Ό Diagram Representation:

plaintextCopyEdit[Login] β†’ [View Account] β†’ [Transfer Funds] β†’ [Transaction Confirmation]

βœ” Helps business leaders align IT strategy with business goals.


πŸ“Œ Step 2: Application View – Banking App & Backend Integration

πŸ”Ή Application Viewpoint (For Developers & Architects)

  • Concern: How does the mobile app interact with backend services?

  • View: A Component Diagram showing the interaction between the Mobile App, Web App, and Core Banking System.

πŸ–Ό Diagram Representation:

plaintextCopyEdit[Mobile App] β†’ (REST API) β†’ [Backend Services] β†’ [Core Banking System]

βœ” Helps developers understand system integration and API dependencies.


πŸ“Œ Step 3: Data View – Secure Transactions & Compliance

πŸ”Ή Data Viewpoint (For Data Architects & Compliance Team)

  • Concern: How is customer data stored & protected?

  • View: An ER Diagram showing Account, Transactions, and User data relationships.

Example:

plaintextCopyEdit[Customer] 1 ─── N [Account] 1 ─── N [Transactions]

βœ” Helps ensure data integrity, GDPR compliance, and regulatory adherence.


πŸ“Œ Step 4: Technology View – Cloud Deployment

πŸ”Ή Technology Viewpoint (For Cloud & IT Ops Teams)

  • Concern: What cloud infrastructure supports the system?

  • View: A Cloud Deployment Diagram showing AWS/Azure services, Kubernetes, and database instances.

πŸ–Ό Diagram Representation:

plaintextCopyEdit[Load Balancer] β†’ [Kubernetes Cluster] β†’ [Database (AWS RDS)]

βœ” Helps IT teams plan cloud migration, scalability, and security.


πŸ“Œ Final Outcome

πŸ”Ή Clear alignment between business goals and IT architecture πŸ”Ή Structured communication across teams using TOGAF views πŸ”Ή Efficient cloud migration with minimal disruptions πŸ”Ή Regulatory compliance ensured through proper data governance

πŸš€ Conclusion: TOGAF’s Viewpoints & Views provided a structured approach to digital transformation, ensuring stakeholder alignment and a successful cloud migration.

Extending the Case Study:

TOGAF Governance Model in Digital Banking Transformation

πŸ“Œ Why Governance Matters in Enterprise Architecture?

Enterprise Architecture (EA) governance ensures that the digital banking transformation follows business objectives, compliance rules, and technology standards. Without governance, IT initiatives may lead to: ❌ Misalignment with business strategy ❌ Security risks and compliance failures ❌ Inefficiencies in resource utilization

To avoid these risks, the bank implements a TOGAF-based EA Governance Model.


πŸ“Œ TOGAF Governance Model for Digital Banking

πŸ”Ή Key Governance Components

Governance Layer

Purpose

Example in Digital Banking

Architecture Governance Board (AGB)

Oversee EA strategy & compliance

Approves cloud migration strategy

Technology Standards Committee

Define standards for platforms & APIs

Enforces API security & encryption policies

Change Control Board (CCB)

Approve & track architecture changes

Reviews new mobile banking features

Security & Compliance Team

Ensure data protection & legal compliance

Ensures GDPR & PCI DSS compliance


πŸ“Œ Step 1: Establishing an EA Governance Framework

The bank adopts TOGAF’s Architecture Governance Framework, which includes: βœ… Principles: Define EA decision-making (e.g., "Cloud-first strategy") βœ… Policies: Set security and compliance rules (e.g., "All customer data must be encrypted") βœ… Processes: Define how architecture changes are reviewed and approved


πŸ“Œ Step 2: Implementing Governance Through TOGAF’s ADM Phases

ADM Phase

Governance Focus

Example in Digital Banking

Phase A: Architecture Vision

Define governance model & oversight

Set up the Architecture Board

Phase B: Business Architecture

Align IT with business needs

Ensure digital banking meets customer expectations

Phase C: Information Systems Architecture

Standardize application & data architecture

Approve cloud-based APIs for banking services

Phase D: Technology Architecture

Define cloud & infrastructure policies

Adopt Kubernetes for scaling

Phase E-H: Implementation & Governance

Continuous compliance & monitoring

Enforce GDPR, PCI DSS standards


πŸ“Œ Step 3: Governance in Action – Cloud Migration Approval

Scenario:

The bank is migrating customer accounts & transactions to AWS (Amazon Web Services).

Governance Steps:

1️⃣ Architecture Board Review: Validates that AWS aligns with the enterprise strategy 2️⃣ Technology Standards Committee: Confirms that AWS services meet security & performance benchmarks 3️⃣ Change Control Board: Approves migration plan to avoid service disruptions 4️⃣ Security & Compliance Team: Ensures data encryption & GDPR compliance

βœ” Outcome: The migration is well-planned, secure, and aligns with business needs.


πŸ“Œ Step 4: Monitoring & Continuous Improvement

The bank implements EA governance tools for real-time monitoring: πŸ”Ή AWS Security Hub – Tracks compliance with banking security standards πŸ”Ή Kubernetes Policy Management – Ensures proper workload scaling πŸ”Ή Automated CI/CD Pipelines – Ensures new features meet governance rules before deployment

πŸ’‘ Example: A new fraud detection feature must pass governance checks before going live. The CI/CD pipeline runs automated tests to validate security compliance.


πŸ“Œ Final Takeaways

βœ” EA Governance ensures structured decision-making βœ” Compliance with regulations (GDPR, PCI DSS) is enforced βœ” Cloud migration is smooth, secure, and efficient βœ” Ongoing monitoring prevents security & operational risks

πŸš€ Conclusion: Using TOGAF’s governance model, the bank successfully modernized its digital banking system while maintaining business-IT alignment, security, and compliance.

Extending the Case Study:

Risk Management in TOGAF Governance Model

πŸ“Œ Why Risk Management is Critical in EA Governance?

In a digital banking transformation, risks such as security breaches, system failures, and compliance violations can impact business continuity. TOGAF provides a structured risk management approach to mitigate these risks within the Architecture Governance Framework.

Without risk management, the bank may face: ❌ Regulatory fines for non-compliance (e.g., GDPR, PCI DSS) ❌ Customer trust issues due to data breaches ❌ Operational downtime affecting transactions

To address this, the bank integrates TOGAF Risk Management into its EA Governance Model.


πŸ“Œ Step 1: Identifying Key Risks in Digital Banking Transformation

Risk Category

Description

Example in Digital Banking

Security Risks

Unauthorized access, data leaks, cyberattacks

Phishing attacks targeting mobile banking users

Compliance Risks

Violations of data privacy & financial regulations

Non-compliance with GDPR, PCI DSS

Technology Risks

Cloud infrastructure failures, API downtimes

AWS outage affecting online transactions

Operational Risks

Deployment failures, untested changes

New mobile app release causing login issues

Third-Party Risks

Vendor dependency, API integration failures

Third-party fraud detection service downtime


πŸ“Œ Step 2: Implementing TOGAF Risk Management Framework

TOGAF recommends the Risk Management Framework, which includes: βœ… Risk Identification – List potential threats to EA initiatives βœ… Risk Classification – Categorize risks based on impact & probability βœ… Risk Mitigation Strategies – Define measures to reduce risks βœ… Risk Monitoring & Response – Continuously track and respond to risks


πŸ“Œ Step 3: Risk Mitigation Strategies in Digital Banking

Risk Type

Mitigation Strategy

Governance Action

Security Risks

Implement Zero Trust Architecture, encryption, and IAM policies

Security Board enforces multi-factor authentication (MFA)

Compliance Risks

Conduct regular GDPR & PCI DSS audits, use automated compliance tools

Compliance team reviews all new deployments

Technology Risks

Deploy applications on multi-cloud (AWS, Azure, GCP) for redundancy

Change Control Board (CCB) approves disaster recovery plan

Operational Risks

Use blue-green deployment & CI/CD pipelines for fail-safe rollouts

IT Ops team ensures rollback mechanisms in place

Third-Party Risks

Evaluate vendor SLAs, set up monitoring for third-party APIs

Enterprise Risk Committee assesses vendor dependencies


πŸ“Œ Step 4: Real-Time Risk Monitoring & Response

The bank integrates automated monitoring tools into its cloud environment:

πŸ”Ή AWS Security Hub – Detects misconfigurations & compliance violations πŸ”Ή Kubernetes Policy Management – Prevents unauthorized API changes πŸ”Ή SIEM (Security Information & Event Management) Systems – Monitors cyber threats in real time πŸ”Ή AI-powered Fraud Detection – Identifies suspicious transactions

βœ” Example: A new API vulnerability is detected in the banking app. The automated security policy blocks access, alerts the Security & Compliance team, and a hotfix is deployed via CI/CD within minutes.


πŸ“Œ Step 5: Risk Governance Workflow in TOGAF

1️⃣ Risk Identification β†’ (EA Team evaluates potential risks) 2️⃣ Risk Assessment β†’ (Classify risks based on impact & likelihood) 3️⃣ Risk Mitigation β†’ (Governance teams enforce security & compliance controls) 4️⃣ Risk Monitoring β†’ (Automated tools detect & alert on threats) 5️⃣ Incident Response β†’ (Quick actions taken to prevent service disruption)

βœ” Outcome: A resilient, secure, and compliant banking system.


πŸ“Œ Final Takeaways

βœ… TOGAF Risk Management ensures proactive risk mitigation βœ… Real-time monitoring prevents security & operational failures βœ… Automated governance tools improve compliance & response time βœ… A well-governed digital transformation reduces financial & reputational risks

πŸš€ Conclusion: By integrating TOGAF Risk Management into its governance framework, the bank ensures secure, compliant, and risk-resilient digital banking services.

TOGAF Architecture Levels in Multi-Cloud Governance

Let’s consider a global financial institution adopting multi-cloud governance across AWS, Azure, and GCP. Here’s how TOGAF’s four architecture levels guide the implementation:


1️⃣ Business Architecture (Why & What?)

Defines business goals, strategies, and governance for multi-cloud adoption.

  • Objective: Enable a secure, cost-effective, and regulatory-compliant multi-cloud strategy.

  • Key Business Drivers:

    • Regulatory Compliance β†’ Ensure compliance with GDPR, PCI-DSS, etc.

    • Cost Optimization β†’ Optimize cloud spend using FinOps best practices.

    • Resilience & Availability β†’ Enable high availability with multi-cloud redundancy.

  • Stakeholders: CIO, Compliance Officers, Cloud Governance Board

βœ… Example: A global bank needs to manage cross-border financial transactions securely while complying with regional data laws. Multi-cloud ensures compliance by storing European customer data in Azure (EU region) and U.S. customer data in AWS (US region).


2️⃣ Data Architecture (How is Data Managed?)

Structures, integrates, and governs data across cloud environments.

  • Key Components:

    • Data Lakes & Warehouses (AWS S3, Azure Data Lake, GCP BigQuery)

    • Data Governance & Security (Data encryption, Masking, RBAC)

    • Cross-Cloud Data Movement (Kafka, Snowflake, ETL Pipelines)

  • Challenges:

    • Ensuring data consistency across multiple cloud providers

    • Implementing cross-cloud encryption (AWS KMS, Azure Key Vault, Google KMS)

    • Managing latency in data replication

βœ… Example: A financial institution stores real-time fraud detection logs in AWS S3, but uses Google BigQuery for advanced analytics. Secure cross-cloud data pipelines (via Kafka or Snowflake) ensure seamless integration.


3️⃣ Application Architecture (How do apps interact?)

Defines the structure and behavior of applications running in a multi-cloud environment.

  • Key Components:

    • Microservices & Containers (Kubernetes - EKS/AKS/GKE)

    • CI/CD Automation (GitHub Actions, ArgoCD, Jenkins)

    • Cross-Cloud API Management (Apigee, Kong, AWS API Gateway)

    • Service Mesh for Observability (Istio, Linkerd)

  • Challenges:

    • Ensuring interoperability of apps across cloud providers

    • Managing API latency & traffic routing

    • Implementing secure identity management (OAuth, JWT, SAML)

βœ… Example: A global banking app runs on Kubernetes (EKS on AWS, AKS on Azure, GKE on GCP) with a shared API gateway to handle customer logins, transactions, and fraud detection.


4️⃣ Technology Architecture (What infra powers the solution?)

Defines cloud infrastructure, security policies, and networking in a multi-cloud setup.

  • Key Components:

    • Multi-Cloud Networking (Azure ExpressRoute, AWS Direct Connect, GCP Interconnect)

    • Zero Trust Security (IAM, VPNs, Firewall, SIEM tools)

    • Identity & Access Management (IAM) (AWS IAM, Azure AD, Google IAM)

    • Multi-Cloud Cost Optimization (FinOps with CloudHealth, AWS Cost Explorer)

  • Challenges:

    • Managing network latency across cloud providers

    • Implementing consistent IAM policies across AWS, Azure, and GCP

    • Optimizing cloud spend without over-provisioning resources

βœ… Example: A global payment gateway service uses:

  • AWS for core banking services (secure & scalable)

  • Azure for AI-based fraud detection

  • GCP for real-time transaction logs & analytics

Multi-cloud networking (using VPN tunnels, direct connections, and SD-WAN) ensures low-latency transactions.


πŸš€ Summary Table: TOGAF Levels in Multi-Cloud Governance

TOGAF Level

Focus Area

Example in Multi-Cloud

Business Architecture

Business strategy, compliance, cost optimization

Regulatory-compliant cloud adoption

Data Architecture

Data storage, governance, encryption

Cross-cloud data lake (AWS S3, GCP BigQuery)

Application Architecture

Microservices, APIs, CI/CD automation

Kubernetes clusters on AWS, Azure, GCP

Technology Architecture

Security, IAM, Networking, Cost Mgmt.

Multi-cloud VPN, IAM, Zero Trust


πŸ“Œ Key Takeaways

βœ… TOGAF provides a structured approach to multi-cloud adoption. βœ… Each level (Business, Data, Application, Technology) aligns with governance needs. βœ… Cross-cloud security, cost optimization, and interoperability are major challenges. βœ… Standardizing IAM, APIs, and data pipelines ensures seamless integration.

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